Journal of Economic Literature

King, Michael R. Fintech Explained: How Technology Is Transforming Financial Services

2025-12-01

Richard Holden of UNSW Business School reviews “Fintech Explained: How Technology Is Transforming Financial Services” by Michael R. King. The Econlit abstract of this book begins: “Explores how entrepreneurial startups, mature businesses, digital-only banks, and global technology companies are transforming the customer experience in financial services, focusing on financial technology (fintech) applications developed since the mid-2000s that primarily target individuals and small business customers.”

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DOI https://doi.org/10.1257/jel.63.4.1552.r5